Some debts become unmanageable with time due to changes in income prospects. Debtsolv being a wholly Irish owned company; specialises in the restructuring of the loans and debts. They mediate between the lenders and the beneficiaries resulting in discounts and interest reduction. They collect all information of both secured and unsecured loans from their clients and their current income statements. With this information, they convince the creditors to discharge some debts from the customers or offer them discounts.